I have a few friends who are very penny wise. They know how to get the cheapest things, where to find best bargain available and with them around me, I definitely can save a lot of trouble and money in finding the greatest deal in town.
There are so many ways to explore to further reduce your bills by paying them credit cards. But do you know that even your credit card bills also can get discount as well? They are very familiar in maximizing their credit cards points and even know how to minimize their credit card bills!!!
For example, when you know there's sales from certain credit cards, you'll purchased the item using the credit cards to get points + discount. This is normally you'll do. Some times, the discount will go higher if you purchase exceed certain amount of $. So, you can pull people around you who is buying from the same shop to enjoy that. This will help you to accumulate your credit card point higher and faster. By end of the month when you need to clear your credit card bills, some bank card eventually will give you rebate whenever you pay ANY bills using their card. This further reduce your credit card bills accordingly! End up, you are enjoying tons of discount, rebates!
Really an eye opening after learning that from them! Will I do that to save all the pennies? You do your maths and see how much you can save.
2 comments:
Actually it is the bank gimmick , to encourage consumer to spend money on something that mostly are unnecessary things. Save more, spend wise. Good luck.
Hi,
I totally agree with you. the bank really encourage you to spend $$$!
So the card users themselves have to learn and control in order to really make full use of the benefit and not overspend it.
I really do want people to learn and plan their finance carefully.
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