Help the polars!

It's been long time I din't watch TV, especially my favorite documentary channels . During my wedding week when I was at my hometown, I saw a very shocking documentary about polar bears. It doesn't seems like the size I saw in the zoo or from the documentary I watched years ago. They were so thin, and looked exhausted after long hour of hunting, swimming, starving!

The key factor is thinning of the polar ice results in thinning of the polar bears too. Not only that, over fishing, polar bear hunting are the other factors that contribute to the slimming and extinction of the bears!
Look at how adorable, how healthy, how fluffy they were!

Now look at what human has did to them! Look at how sick, how thin they are now. 

I believe the Nature is balance. The more you destroy, the heavier they will pay back! Now, the earth is too hot right? Not enough ice right? Look at the snow fall, the blizzard in winter this year. Is a sign of nature on trying to balance back. Think of the movie 2012. I believe most have watched it. It was saying the super solar flare that cause the end of the world but now I don't think so. It's us! 

Validation

This is a short clip of a young parking attendant giving free parking validation and personal validation. Validation to a person is to recognize, to confirm on that person behavior, appearance, clothes, and some time even someone thought.

After watching the fable, I found that giving validation on someone is a good way to start a topic with stranger whom you just met. Not only that they will start talking and tell more about themselves, they will smile and they will like you and remember you. Giving out compliment or validation is a very powerful method in creating rapport between people in a very short time as well. So, guys and girls, praise more to people. You'll not only create more smile and laughter to the world, you'll also leave a good impression to others as well.

Money Personality Type

People always relate success with money. Every successful people are rich people! Somehow, I find it quite true as well. Most of the successful people learn and know how to deal with the money they have. How you treat the money is how the money treat you back! So get to know a few major types of money personality that consist in the society.

1. Spenders: I would say there are a few levels on spenders. In general, spenders are people who enjoy spending money to fulfill their emotional needs. They are instant gratification type.There are very disintegrate type of spenders (spend on whatever branded items they see even they don't need it) and there are also not that crucial type of spenders (they shop and they bargain, yet they still spend to fill the emptiness in emotion). Basically, spenders are people live rich die poor. The worst type is end up debts more than income and yet their income will not be able to catch up their monthly debts. Credit cards will be their lifelong partners!

2. Hoarders: Another term is call savers. They are the opposite of spenders. They feel money as security instead of materials. They spend only what it is need. They do not like to owe money to others. They will try to clear debts as soon as possible if they ever have one. They tend to be more conservative and do not take much risk in investment. So Hoarders are those type of person that live poor die rich! The extreme one will even think credit cards or borrowing money from bank as evil. From hoarders: Die off you credit cards!

3. Avoider: Try not to speak about money with avoiders. They are worse in remembering money and figure. Money basically will not be affecting their judgement. They are not very particular in how much they spend or how much they save. So, they are very weak in money management. Besides, they are the one who pay bills after the payment period. It's not they don't want to pay, its, they don't even care to pay them. Extreme case is they wait until people chase after them then only they pay the bills. If they owe you money, they can forget to return you; and if you owe them money, hurray for you as they tend to forget who owe them money and how much you owe, hahaha!

4. Money Monk: Money monk is somehow like avoider, they hardly talk about money and when it comes to pay bills, they are very similar to avoiders. Although they don't avoid money as avoiders do. Just that, they are more neutral towards money. They focus more on relationship, spiritual finding. To them, money is not everything and money is also the least important thing. Basically, money monk treat money as nothing!

5. Amasser: Unlike the hoarders, amasser like to accumulate money. They enjoy growing money. Amasser can be very good investor or employee. One enjoy using money to grow even more money and the other enjoy working to gain more money. The layman term is one enjoy money working for them the other enjoy working for money! Extreme amasser tend to over leverage or overstressed themselves in getting money.

For a successful money manager, you need to learn to be BALANCE in these 5 types. Successful people know when is the right time to spend and spend on the right things. They also learn on how to save money but not hoarding the money tightly. They also know the balance between their family relationship, friendship and partnership versus with money. Sometimes, having an avoider mindset is good as not everything is related to money and not let money influence your decision. Amasser is a too strong a word for successful people. I would say they are investors and do not over leverage on themselves in investment or any money making opportunity. Lastly, I would also encourage people to DONATE some money according to own comfortability frequently to religious and non-profitable organization! So become success with a noble deed.

Speed Wealth

Recently, I just attended a 3 days seminar by T. Harv Eker. The Seminar name is Millionaire Mind Intensive (MMI). From there, I met my friend and she lent me a book name Speed Wealth written by T. Harv Eker. The book only consist of 70 over pages and yet contains a lot of useful information and experience shared by Mr. T. Harv Eker.

In the book Speed Wealth, the author mentioned that there are 8 important principle that lead to success in less than 3 years.
The 1st principle is to develop a speed wealth mindset. Must always position yourself to be willing to learn as the product cycle of Start, Growth, Maturation, Saturation, Decline happen so rapid.

The 2nd principle is to deliver massive value. Demand, Supply, Quality and Quantity defines your value. Demand = how much market wants it. Supply = how much readily available in elsewhere.Quality = how good your products and services. Quantity = how much you deliver your products and services. Make "cloning" of yourself as well.

The 3rd principle is Timing: choose the right business at the right time. Right vehicle at right place and right time. Model a proven winner and improve on it. It's often faster, easier to affiliate with a company that's up running than to start from scratch.

The 4th principle is to systemize. Create a business system (a repeatable process that produces a profit) that you do not work IN it.

The 5th principle is to duplicate. Duplicate to serve bigger market.

The 6th principle is to leverage. Work smart instead of work hard.
Sample of leverage:
1. start with little or no money
2. use other people's talents, skills, contacts, credibility and resources
3. fully utilizing the latest technologies to increase speed and efficiency
4. use the power of media to get millions of dollars of free publicity
5. borrowing celebrity fame for endorsement
6. selling products before you have them, or at least before you have to pay for them
7. expanding business using you customer's or supplier's money
8. getting the best people in the industry to work for you now, for almost "nothing"
9. getting more from your employees by properly training them, treating them well, giving them the space to express their true talents.
10. getting more from yourself, enhancing your business knowledge, developing your personally and increasing you stamina and energy.
11. managing your time more effectively so you do the right things instead of just do the things right.

The 7th principle is cashing out. Start with the end in mind! The 4 enviable choices:
1. keep the business, continue to hands on and make a huge income
or 2. keep the business, cash out your time be delegating the day-to-day affairs and make a huge passive income.
or 3. sell part of the business and become an instant millionaire.
or 4. create a combination of all the above.
Bear in mind that everyone thinks they can do better than you, once they take over! Deal with large successful corporations where a million or 2 is a drop in the bucket!

The 8th principle is to do it now! Practice being happy now! Practice does not make perfect, practice makes permanent. Practice whatever you want to be in future, now. Get money handle! and learn, learn, LEARN!