Penny Wise in using credit cards

I have a few friends who are very penny wise. They know how to get the cheapest things, where to find best bargain available and with them around me, I definitely can save a lot of trouble and money in finding the greatest  deal in town.
There are so many ways to explore to further reduce your bills by paying them credit cards. But do you know that even your credit card bills also can get discount as well? They are very familiar in maximizing their credit cards points and even know how to minimize their credit card bills!!!
For example, when you know there's sales from certain credit cards, you'll purchased the item using the credit cards to get points + discount. This is normally you'll do. Some times, the discount will go higher if you purchase exceed certain amount of $. So, you can pull people around you who is buying from the same shop to enjoy that. This will help you to accumulate your credit card point higher and faster. By end of the month when you need to clear your credit card bills, some bank card eventually will give you rebate whenever you pay ANY bills using their card. This further reduce your credit card bills accordingly! End up, you are enjoying tons of discount, rebates!
Really an eye opening after learning that from them! Will I do that to save all the pennies? You do your maths and see how much you can save.

First time currency trading!

This is what you'll see if you do not practice to set cut lost point and earning limit. Especially when you are away from your trading platform!

Lucky, this is just a demo account i opened yesterday to experience currency trading. After this posting, i noticed that the value has increase to -USD2000!

Bithday trading

I like to thanks to all of my colleagues and friends yesterday for having a small yet wonderful birthday party with me in today post. I'm so touch by them. Especially the gifts I received from two parties are so meaningful to me. Not to forget, all the messages that flood into my handphone yesterday from many of my friends too. All of them are far apart from me and unable to meet up with me. I really appreciate that they still remember my birthday. :D

Yesterday US stock rallied again. Many stocks are excited at the early US morning but ended lower than opening at the end. However there are some stocks gain momentum after lunch especially most of the financial stocks. I think the focus will be on US financial stocks tonight and I will keep a close look on them.
Thanks to H1N1, many chemical and biochemical firm surge in few days. The recent released of H1N1 vaccine really push up a lot of these firms and companies.
"BEAR" in mind, the trades volume are losing compare to the bull run earlier. Becareful for the sudden change although I do hope the next correction will not come. :p

Lessons in share trading

My lesson to share in share market trading (being burnt lately):

Lesson 1: Never trade a sudden volume spike stock. Never follow the green volume spike unless it's CERTAIN and CONFIRMED. Else, will be like me getting stuck in the share. If don't want to get stuck, then cut lost.

Lesson 2: Never trade dead stock. (what does dead stock mean? no trading or traded in a pathetic low volume stock. If there's a sudden volume spike, refer to lesson 1). Once you get in, probable you can't get out.

Lesson 3: Never trade beyond your purchasing limit. Although you can buy shares at beyond your own personal credit limit and gain a lot more $ by contra them (trade in between 4 days without paying single cents), you are exposing yourself in greater lost as well because you do not have the buying power to pick up the shares if something goes wrong (If you happen to face the Lesson 1 and Lesson 2 situation, then you'll know how painful it is).

Lesson 4: Greed do come with a price to pay. You can be greed IF and ONLY IF it is certain that the share will rise even higher than your expectation.

Will update more!!! Or do share with all of us if you have more comment.

Buy Your Future Today

Reminding for all the guys and gals, this month of September will be your another chance to enter the market and pick up some good stocks. Buy them in this month and you'll be glad at the end of the year or maybe 3 years later you'll be amazed that your stocks have gained more then triple. Pick up any US market hot and cheap stocks this month. When the market is in bloody red, don't hesitate and don't fear that you can't get the lowest price. We can't always get the lowest price however the price you are getting this month definitely will be the best price over the next 3 months.
There are a few good and hot stocks recommended by myself for you guys to buy in. They are cheap and yet fundamentally strong.
- Citigroup Inc (C)
- CIT group Inc (CIT)
- AIG (AIG)
- Las Vegas Sand Corp (LVS)
- MGM Mirage (MGM)
- Sirius XM Radio Inc (SIRI)
- Ambac Financial group Inc (ABK)

Do have a look into these stocks as they have the potential to grow into a few times bigger (hopefully I'm right and everyone can make profit from these).

Solar Eclipse vs share market

Tomorrow people in China, India and Japan will have the opportunity to experience full solar eclipse at 9.38am morning. The whole incident will just occur in 6 minutes.

Chinese belief that solar eclipse is not a good sign. In ancient, they proclaim this as the "heaven's dog ate the Sun" and the gods are in anger. In Feng Shui, the "Yang" is symbolic as energy to everything living in the earth. During this short period of interruption, energy will lost and turn into sudden "Yin". Something bad or evil will happen during the eclipse or after the eclispe.

So, i do feel comfortable for tomorrow share market as well. (I'm quite superstitous too :P)
I do not think that tomorrow market, especially Asia market will perform in green. From superstitious point of view - market will turn direction and wind course will change (hope is momentary). From analysis point of view, the bull has rally a few days, running bull will get tired and it need rest too. (What an excuse!)

China government just announce that those who buy more then 2 properties will be taxed. This news came after the market close. Will you think tomorrow property index will go up as this news came out after the market close? Regardless if US market still close in green, China Shang Hai index have been showing some fatigue sign lately and China government tax on property will further sunken the share market.

A lot of Singapore property companies do invest in China. Directly or indirectly, they'll be some impact to them. So lets watch tomorrow.


P.S. Statements all above are just base on my own perspective. I might not be right. Do not take any losses account on and I shall not take any responsibility on that too. You know, I ain't no god :P