How to increase saving.

People in this era are being so emotionally tempted and draw by the abundances and multiple attractions. Especially the younger generation are so good at pampered themselves for good food and life enjoyment. These behavior aren't bad; yet there must have a limit and control. Too excessive of all these will become spend thrift and in the end your saving will shrink accordingly as well.

In my opinion, the best is draft a financial plan on your salary. Divide your salary by catering your daily, monthly expenses and saving proportionally. At least leave a small portion for your saving. Once saved, do not think of getting the money out and spend them unless you face a big financial difficulty. The most effective is save that money in a separate account at different bank from you active account.

The other way is to spend at you capability. Typically, people expenditure raise as the income raise. The more you earn the more you spend. This concept isn't wrong but it ain't right too. For example you earn 1k per month at the initial, so your expenditure is base on 1k. However when you income increase to 1.5k per month, that doesn't mean you can increase your expenditure power to 1.5k. Probably you can increase slightly to 1.1k to 1.2k so that you can save more and enjoy more too!

Last but not least, control your own spending urge is the most important. Undeniable to me that shopping can create inner self happiness. However, this just a temporal joy. Must control ourselves at buying what we really need only.